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How to make an online transaction secure

There are many risks associated with online transactions on the Internet that each of us may face, but there are enough protective tools.

сентябрь 08, 2020

There are many risks associated with online transactions on the Internet that each of us may face, but there are enough protective tools.

Modern technologies open up a lot of new opportunities for users, which no one thought of literally 30 years ago. On the one hand, this is a huge plus, but there are additional risks. Money transfers, banking are one of those areas that require additional protection not only from online services, but also from the user. We'll show you how to make your online transaction secure. This will save not only money, but also time and nerves.

Simple safety rules

Let's start with the simplest - the basic rules that will help protect yourself online.

1. Passwords. Setting a password for social networks, online banking, mail should be more than * name * 123. Why? Firstly, setting the same passwords everywhere makes you much more vulnerable, because it is much easier to guess a password with one known one. Secondly, it is important to come up with complex passwords (we know that it is unrealistic to remember them, but that is why functions have been created for automatically remembering and entering a password by fingerprint, for example).
2. Change passwords regularly. This point should not be neglected either. A complex password should not "hang" on the site for a long time. Set a calendar reminder to change your password at least once every 3-4 months. How does this help? Even if fraudsters hack into an account, the changed password will prevent them from continuing to work, let's say.
3. Timely software update. If your computer or phone prompts you to install updates, do not delay it. New updates are not a minute of developer glory, but improved system performance, increased security and bug fixes. In addition, install antiviruses, regularly check your computer for their presence
4. Give preference to proven payment systems. Large sums (as well as any, however) it is better to trust large companies with a clean reputation. If you are just choosing a payment system, then explore all possible options, check the news related to this company.
5. Data confidentiality. It seems like an obvious point that it is not worth disclosing personal data, but sometimes this does not happen on purpose. Passwords, pin codes, logins, security codes should be seen only by you. If they call you trying to find out information about online banking, do not disclose the data. If possible, contact technical support, describe the situation and ask them to check the security of your account. We go around suspicious sites. Don't trust websites that offer one-click quick payments. Usually, these services steal account data, and payment surprisingly fails. Online transactions are carried out only with confirmation, codes and passwords.