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Internal fraud

Internal fraud. Fraud is the reality of modern business

October 20, 2020

Internal fraud. Fraud is the reality of modern business

Fraud can be called deliberate actions or omissions of individuals and / or legal entities in order to obtain benefits at the expense of the company and / or cause it material and / or non-material damage. Any organization can be a victim of fraud. Lack of control over the level of fraud can lead a company to a standstill. In this article, we will focus on the principles and approaches of organizing protection against fraud.

Internal fraud is the name of a fraud that involves the use of protected data. Let's explain now. Some employees of the organization, the company have access to telecommunications equipment. When it comes to fraud, employees use data that harms the company and its customers. Today we will talk about the types of fraud, who can suffer from it, and learn how to analyze the risk of internal fraud.

Types of fraud

Fraud in the field of IT is called fraud.

This concept can be divided into 4 categories:

  • Custom. Illegal connection to communication services, non-payment of tariffs, calls at someone else's expense, counterfeiting of credit cards.
  • Operator's. Telecommunications companies commit to clients. For example, automatic connection of a paid service to a mobile service (not to be confused when you yourself changed the tariff or made a request for a service), setting too high tariffs that are not commensurate with the cost of services.
  • Inter-operator. It is being conducted between the companies of the two operators. This can be traffic redirection, a change in the cost of services to sharply high ones.
  • Interior. Let's consider it in more detail.

Practical examples of fraud: where does it come from

We will tell you about several situations when internal fraud played against users who were not even aware of the vulnerability.

  • A person visits an unfamiliar website without an SSL certificate, say to download an e-book. It is written that the product is free, but access can be obtained only after linking the card to the online service. A gullible user will not see anything suspicious and thereby make their bank account accessible to fraudsters.
  • ATMs, especially single ones, can be equipped with a skimming device. Data from the card is easy to read and use. If you do not notice right away and do not contact the bank, the fraudsters will gain access to the accounts.
  • In order not to forget the password, a person can put the primitive "123456789", which is easy enough to guess (even for fun). This is another vulnerability.

But imagine that the same actions, but on a larger scale, are performed by many companies that have on their account not just the monthly salary of one employee, but a large amount that is sometimes easy to access.

Who is affected by fraudulent activities

The objects of influence of fraudsters are equipment, company software, financial papers or electronic documents, company employees. The fact is that the servers are serviced by narrowly focused specialists. For this reason, few people really understand their actions. Unscrupulous employees can easily redirect traffic, change reporting. And if we add here access to financial systems (after all, someone also serves them), then the possibility of stealing small amounts from many accounts grows.

As for the company's employees, technology and unscrupulous employees can play a cruel joke with them. How it's done? The requirements for receiving bonuses are increasing, fake requests for money transfers are being sent, and logins and passwords are stolen.

Analyzing the risk of internal fraud


Vulnerable areas - banks, government. authorities, mobile companies, transport companies, oil and gas companies. Do you understand what kind of money turnover in them? Here are the scammers too.

The arrival of new employees and frequent personnel changes are, albeit imperceptible, but punctures in the company's security armor. Transactions can be conducted in violation of the rules, and this is a loophole for scammers. Although the newly arrived employees do not even suspect what a mistake or incorrect pressing can sometimes lead to.

In addition to internal control over the correct use of equipment by employees, it is important to do an external audit. What is worth checking? Technique, equipment, financial transactions. It will also help identify misconfigurations on the server and computer.

The company should do an analysis of the effectiveness of each employee separately, department or headquarters. Sometimes high productivity is not good work for the good of the company, but good fraudulent work. To do this, the team should develop a corporate culture, respect for the rules of work in the team and the company. Impunity entails repeated violations of the rules, which certainly will not be a plus for the organization.